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Missing out because appraisals lag values

DALLAS – July 26, 2017 – After Dallas-area real estate pro Laura Barnett put a listing on the market three weeks ago, it quickly received 22 offers. But Barnett didn’t take the highest bid. Instead, she took a cash offer because she wanted to ensure that there...

Mortgage holders miss out on savings

Mortgage holders miss out on savings June 29, 2017 – Nearly 4.5 million borrowers are eligible to refinance and lock in savings on their monthly mortgage payments but haven’t done so, according to a new report from Black Knight Financial Services. The average borrower stands to save $260 a month, and nearly 700,000 borrowers could save […]

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Mortgage holders miss out on savings June 29, 2017 – Nearly 4.5 million borrowers are eligible to refinance and lock in savings on their monthly mortgage payments but haven’t done so, according to a new report from Black Knight Financial Services. The average...

Adding Value to your Real Estate Investment, Your Single-Family Home.

“The latest research shows that home improvements with a relatively low cost are most likely to generate a positive cost-to-value ratio,”

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Top return on investment? Smaller remodeling projects CHICAGO – April 20, 2017 – Appraisal Institute research finds that homeowners who want a remodeling project to return as much money as possible at closing should opt for smaller projects. A limited kitchen redo,...

South Florida Real Property Insurance Disaster Explained!

Attorneys are motivated by a law that shields policyholders from paying their insurer’s legal fees if they sue a company in a claim dispute and lose, but lets them collect legal fees….Contractors have learned to secure an assignment of benefits to assert the same right, and that encourages them to file large numbers of suits with little risk……

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Ins. agents: Citizens will be insuring more Fla. homes ORLANDO, Fla. – April 24, 2017 – Get used to the idea that more South Florida homeowners will be forced back to state-run Citizens Property Insurance Corp., the so-called insurer of last resort. That’s the...

Changes to Credit Scoring to affect South Florida Home Sellers and Buyers

Major changes coming to credit score calculations  From the Florida Association of REALTORS on-line magazine April 19, 2007 – The math behind your credit score is getting an overhaul, with changes big enough that they might alter the behavior of both cautious spenders as well as riskier borrowers. Most notably for those with high scores: […]

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Major changes coming to credit score calculations  From the Florida Association of REALTORS on-line magazine April 19, 2007 – The math behind your credit score is getting an overhaul, with changes big enough that they might alter the behavior of both cautious spenders...

Miami Single Family Home Interest rates 4-19-17

These figures are for a $100,000.00 loan scenario Multiply the points or credits by the new mortgage amount / $100,000.00. Example: A new 30 year loan for $200,000.00 at 4% would be $200,000.00 / 100,000.00 = 2 and 2 x $907.00***** = $1,814.00 credit 30-Year Fixed Rate 3.5% with 1.646 guaranteed points and $0.00 lender credit 3.625% […]

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These figures are for a $100,000.00 loan scenario Multiply the points or credits by the new mortgage amount / $100,000.00. Example: A new 30 year loan for $200,000.00 at 4% would be $200,000.00 / 100,000.00 = 2 and 2 x $907.00***** = $1,814.00 credit 30-Year Fixed...

New Property Policy Problems Prevented!

Florida property insurers avoid ratings downgrades WASHINGTON – March 20, 2017 – Despite warnings in February of looming downgrades, insurance ratings firm Demotech has decided not to reduce financial strength ratings of any Florida carriers below A. The Ohio-based Demotech issued a statement that said carriers at risk of downgrades after excessive losses from weather […]

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Florida property insurers avoid ratings downgrades WASHINGTON – March 20, 2017 – Despite warnings in February of looming downgrades, insurance ratings firm Demotech has decided not to reduce financial strength ratings of any Florida carriers below A. The Ohio-based...

Interest Rates! 3.65% in Miami Single Family Homes Sales

Interest rates continue to hover at this low level.  Please call us for further details on how you can access these wholesale rates to the public!  Ex. 30 fixed, conforming loan of $100K. 3.5% with 1.207 guaranteed discount points and $0.00 rebate 3.625% with 0.25 guaranteed discount points and $0.00 rebate 3.75% with 0.0 guaranteed […]

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Interest rates continue to hover at this low level.  Please call us for further details on how you can access these wholesale rates to the public!  Ex. 30 fixed, conforming loan of $100K. 3.5% with 1.207 guaranteed discount points and $0.00 rebate 3.625% with 0.25...

9260 SW 83rd St, Miami, FL 33173 — Just Listed!!!

9260 SW 83rd St, Miami, FL 33173. This incredible home is an absolute gem!  You will be very pleased with the overall balance, design, and finish of this special, hard-to-get property.  Rarely available, this neighborhood is highly sought after and the waterfront homes are almost impossible to get! Featuring an expansive greenbelt that is private […]

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9260 SW 83rd St, Miami, FL 33173. This incredible home is an absolute gem!  You will be very pleased with the overall balance, design, and finish of this special, hard-to-get property.  Rarely available, this neighborhood is highly sought after and the waterfront...

6305 S.W. 93rd Place – Just Listed!!!

Coming to market in the next few days!  This dynamite Four bedroom, Two bathroom home will be a great buy for any family. 6305 S.W. 93rd Place Miami, Fl. 33173 is a brand new listing coming to market.  Brand new stunning kitchen with stainless, natural gas, and incredible granite.  Big rooms, corner lot, top-of line […]

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Coming to market in the next few days!  This dynamite Four bedroom, Two bathroom home will be a great buy for any family. 6305 S.W. 93rd Place Miami, Fl. 33173 is a brand new listing coming to market.  Brand new stunning kitchen with stainless, natural gas, and...
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