Interest Rates

These rates are an example of “wholesale”. You can see exactly how the pricing effects you.  Never be fooled again!  We can explain to you exactly how this system works and how it is manipulated.  This way we can manipulate it for your benefit!

Remember: We don’t lend money, they do.  We work for you and make sure you don’t pay more. This mortgage pricing example shows the “real” picture where you have access to all of the pricing. Pick your rate and use the multiplier as per $100,000.00.

This is your mortgage rate update. 4/16

30-Year Fixed Rate

  • 3.125% with 1.702 guaranteed points and $0.00 lender credit
  • 3.25% with 0.654 guaranteed points and $0.00 lender credit
  • 3.375% with 0.0 guaranteed points and $0.00 lender credit
  • 3.5% with 0.0 guaranteed points and $534.00 lender credit
  • 3.625% with 0.0 guaranteed points and $1174.00 lender credit
  • 3.75% with 0.0 guaranteed points and $1646.00 lender credit
  • 3.875% with 0.0 guaranteed points and $2051.00 lender credit
  • 4.0% with 0.0 guaranteed points and $2473.00 lender credit
  • 4.125% with 0.0 guaranteed points and $2916.00 lender credit
  • 4.25% with 0.0 guaranteed points and $3314.00 lender credit
  • 4.375% with 0.0 guaranteed points and $3702.00 lender credit

15-Year Fixed Rate

  • 2.375% with 1.254 guaranteed points and $0.00 lender credit
  • 2.5% with 0.643 guaranteed points and $0.00 lender credit
  • 2.625% with 0.0 guaranteed points and $0.00 lender credit
  • 2.75% with 0.0 guaranteed points and $422.00 lender credit
  • 2.875% with 0.0 guaranteed points and $861.00 lender credit
  • 3.0% with 0.0 guaranteed points and $1318.00 lender credit
  • 3.125% with 0.0 guaranteed points and $1659.00 lender credit
  • 3.25% with 0.0 guaranteed points and $2003.00 lender credit
  • 3.375% with 0.0 guaranteed points and $2334.00 lender credit
  • 3.5% with 0.0 guaranteed points and $2727.00 lender credit
  • 3.625% with 0.0 guaranteed points and $3101.00 lender credit

5/1 Adjustable Rate

  • 1.875% with 1.705 guaranteed points and $0.00 lender credit
  • 2.0% with 1.361 guaranteed points and $0.00 lender credit
  • 2.125% with 1.017 guaranteed points and $0.00 lender credit
  • 2.25% with 0.428 guaranteed points and $0.00 lender credit
  • 2.375% with 0.0 guaranteed points and $0.00 lender credit
  • 2.5% with 0.0 guaranteed points and $174.00 lender credit
  • 2.625% with 0.0 guaranteed points and $443.00 lender credit
  • 2.75% with 0.0 guaranteed points and $710.00 lender credit
  • 2.875% with 0.0 guaranteed points and $994.00 lender credit
  • 3.0% with 0.0 guaranteed points and $1296.00 lender credit
  • 3.125% with 0.0 guaranteed points and $1599.00 lender credit

These interest rate quotes are based on information you provided. You indicated that the purpose of your loan is to purchase. The loan amount you desire is $100,000 and the estimated value of the property is $125,000. The property is located in the City of Miami, County of Miami-Dade, State of Florida. The property is existing single family home and you use it as primary residence. An escrow (impound) account is required. The rate we will provide will be for a 30 Day Rate Lock Period.

Interest rates can change at any time, and cannot be guaranteed until you complete our online application and your application is approved.

 

 

 

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