These figures are for a $100,000.00 loan scenario

Multiply the points or credits by the new mortgage amount / $100,000.00.

Example: A new 30 year loan for $200,000.00 at 4% would be $200,000.00 / 100,000.00 = 2 and 2 x $907.00***** = $1,814.00 credit

30-Year Fixed Rate

  • 3.5% with 1.646 guaranteed points and $0.00 lender credit
  • 3.625% with 0.864 guaranteed points and $0.00 lender credit
  • 3.75% with 0.25 guaranteed points and $0.00 lender credit
  • 3.875% with 0.0 guaranteed points and $302.00 lender credit
  • 4.0% with 0.0 guaranteed points and $907.00 lender credit     ******
  • 4.125% with 0.0 guaranteed points and $1490.00 lender credit
  • 4.25% with 0.0 guaranteed points and $1967.00 lender credit
  • 4.375% with 0.0 guaranteed points and $2434.00 lender credit
  • 4.5% with 0.0 guaranteed points and $3024.00 lender credit
  • 4.625% with 0.0 guaranteed points and $3485.00 lender credit
  • 4.75% with 0.0 guaranteed points and $3922.00 lender credit

15-Year Fixed Rate

  • 2.75% with 1.089 guaranteed points and $0.00 lender credit
  • 2.875% with 0.544 guaranteed points and $0.00 lender credit
  • 3.0% with 0.0 guaranteed points and $0.00 lender credit
  • 3.125% with 0.0 guaranteed points and $362.00 lender credit
  • 3.25% with 0.0 guaranteed points and $1102.00 lender credit
  • 3.375% with 0.0 guaranteed points and $1474.00 lender credit
  • 3.5% with 0.0 guaranteed points and $1852.00 lender credit
  • 3.625% with 0.0 guaranteed points and $2202.00 lender credit
  • 3.75% with 0.0 guaranteed points and $2575.00 lender credit
  • 3.875% with 0.0 guaranteed points and $2947.00 lender credit
  • 4.0% with 0.0 guaranteed points and $3099.00 lender credit

These interest rate quotes are based on information you provided. You indicated that the purpose of your loan is to purchase. The loan amount you desire is $100,000 and the estimated value of the property is $125,000. The property is located in the City of Miami, County of Miami-Dade, State of Florida. The property is existing single family home and you use it as primary residence. An escrow (impound) account is required. The rate we will provide will be for a 30 Day Rate Lock Period.

Interest rates can change at any time, and cannot be guaranteed until you complete our online application and your application is approved.

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